|
Atraplan Capital Assurance is a single-premium insurance policy which has been developed for investors with a minimum capital of EUR 250,000 (or currency equivalent), and wishing for their assets to be managed independently, and strictly in accordance with their risk profile and investment preferences. This product can provide investors with a truly tailored solution for the management of their assets, while still providing the tax advantages offered by life assurance.
- It is targeted at individuals living in one of our core markets (France, Luxembourg, Portugal, Spain and United Kingdom) or planning to relocate there or return to live there in the future*,
- An investment strategy tailored to your profile and needs,
- An access to a wide range of assets,
- A flexibility in the appointment of the investment manager,
- An immediate or future fiscal optimisation,
- A full tax and legal compliance with insurance regulations in our core markets as well as in Luxembourg,
- An automatic qualification for additional death cover.
| Key features |
|
| Legal form |
Life insurance contract
|
| Duration |
Limited (term contract) or unlimited (whole of life contract)
|
| Currency |
Multi-currency |
| Investments |
- initial premium: Minimum EUR 250,000 (or currency equivalent)
- additional contributions: Minimum EUR 25,000 or equivalent |
|
Types of funds |
Wide range of assets (equities, bonds, investment funds, alternative investments, estate funds, structured products, etc.), the access to which is linked to both the amount invested and the investible wealth of each customer. |
| Fund switching |
Possible at any time. Minimum EUR 25,000 (or currency equivalent) per allocation. |
| Availability of your investment |
Withdrawals permitted at any time. Minimum EUR 10,000 (or currency equivalent), provided that the Policy Value remains above EUR 250,000 (or currency equivalent). |
| Death cover
|
Surrender Value plus 10% of the Surrender Value as Additional Cover** (a lower percentage may be guaranteed depending on health and age of the insured person). |
|